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Equity
Pineapple Financial Inc.(PAPL)
USD --+0.00%
Reward45Moderate
Risk77High
📊75%Data
Revenue down 6% YoY
PAPL
+0.0 · +0.00%
USD · NYSE MKT
Pineapple Financial Inc. | Financial Services
Earnings Deterioration
Market Cap:19.01M
ℹ️
Reward Rating
45
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
77
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PAPL to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $5.00.

What is Pineapple Financial Inc.?

, together with its subsidiaries, provides mortgage brokerage services and technology solutions in Canada.

PAPL · Verdict

Moderate reward · high risk

PAPL has limited near-term tailwinds — volatility and cash flow weigh on the model output.

Based on 88% data coverage

PAPL · Verdict

What’s working & what to watch

Watchouts 4

  • Volatility5/100

    Weak vs peers

  • Cash flow16/100

    -63% free-cash-flow margin

  • Profitability19/100

    -122% net margin · -323% ROE

  • Balance sheet44/100

    Current ratio 0.77

Model-based scoring. For information only — not financial advice.

What is Pineapple Financial Inc.?

, together with its subsidiaries, provides mortgage brokerage services and technology solutions in Canada. It offers mortgage brokering services, including mortgage consultation, advise on various mortgage products offered by financial institutions, client access to rate information and mortgage options from lenders, and assistance in selecting mortgage solution. The company is listed on the NYSE MKT in USA, operating in the Financial Services sector, with a market capitalisation of 19.01M.

Financial Highlights

Investment Breakdown

📈 Growth
Growth trend is developing — watch for revenue consistency over upcoming quarters.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Elevated volatility implies higher downside and expectation risk.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (45)

The scoring profile indicates limited reward potential at this time, with valuation and growth offering the most support. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap19.01M
P/E RatioN/A
Dividend YieldN/A
52 Week High9.13
52 Week Low0.2
Last AnnualAugust
IPO Date11/1/2023
IncorporatedUSA
Shares Outstanding26M
No. of Employees39
IndustryMortgage Finance
ExchangeNYSE MKT
Beta2.568
CurrencyUSD
Websitegopineapple.com
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