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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $74.00.What is Private Bancorp of America?
operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California.
PBAM · Verdict
Solid reward · low risk
PBAM stands out on cash flow and volatility, but watch the valuation signal.
Based on 88% data coverage
PBAM · Verdict
What’s working & what to watch
Strengths 4
- Cash flow95/100
32% net margin
- Volatility95/100
Top decile vs peers
- Profitability75/100
32% net margin · 17% ROE
- Growth71/100
Rev +13.6% CAGR · earnings +18.1%
Watchouts 1
- Valuation41/100
Below average
Model-based scoring. For information only — not financial advice.
What is Private Bancorp of America?
operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California. The company offers checking and savings, money market, certificate of deposit, sweep, zero balance, and individual retirement accounts; unsecured lines of credit, personal credit lines, and term loans; additional services, such as direct deposits, online banking, ATM and debit cards, credit cards, savings/line of credit overdraft protection, and safe deposit boxes; and certificate of deposit account registry services. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 381.78M, and a P/E ratio of 9.5x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (62)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.
For informational purposes only. Not financial advice.