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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is People's Bank of Commerce?
PBCO Financial Corporation operates as a bank holding company for People's Bank of Commerce that provides commercial banking services for businesses and individuals in Oregon.
PBCO · Verdict
Moderate reward · moderate risk
PBCO stands out on volatility and profitability, but watch the growth signal.
Based on 88% data coverage
PBCO · Verdict
What’s working & what to watch
Strengths 3
- Volatility95/100
Top decile vs peers
- Profitability84/100
18% net margin · 10% ROE
- Cash flow65/100
24% free-cash-flow margin
Watchouts 2
- Growth28/100
Rev +5.8% CAGR · earnings -4.6%
- Balance sheet30/100
Net debt/EBITDA 2.4×
Model-based scoring. For information only — not financial advice.
What is People's Bank of Commerce?
PBCO Financial Corporation operates as a bank holding company for People's Bank of Commerce that provides commercial banking services for businesses and individuals in Oregon. It operates through Core Banking and Factoring Division segments. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 91.93M, and a P/E ratio of 11.4x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (50)The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.