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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Pioneer Bancorp Inc?
operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.
PBFS · Verdict
Solid reward · moderate risk
PBFS scores well on profitability and volatility with no major weaknesses flagged in the model.
Based on 88% data coverage
PBFS · Verdict
What’s working & what to watch
Strengths 4
- Profitability81/100
22% net margin · 7% ROE
- Volatility80/100
Top decile vs peers
- Cash flow70/100
37% free-cash-flow margin
- Balance sheet67/100
Current ratio 0.24
Model-based scoring. For information only — not financial advice.
What is Pioneer Bancorp Inc?
operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 364.68M, and a P/E ratio of 17.4x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (62)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.