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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Pathfinder Bancorp Inc?
operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States.
PBHC · Verdict
Moderate reward · elevated risk
PBHC stands out on volatility and growth, but watch the profitability signal.
Based on 88% data coverage
PBHC · Verdict
What’s working & what to watch
Strengths 2
- Volatility95/100
Top decile vs peers
- Growth68/100
Revenue +12.0% CAGR
Watchouts 3
- Profitability15/100
-4% net margin · 3% ROE
- Cash flow20/100
-4% net margin
- Balance sheet44/100
Current ratio 26.41
Model-based scoring. For information only — not financial advice.
What is Pathfinder Bancorp Inc?
operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 92.13M, and a P/E ratio of 12.4x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (51)The scoring profile indicates limited reward potential at this time, with growth and valuation offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.