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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Pioneer Bankcorp Inc?
operates as the bank holding company for First Bank that provides banking products and services.
PBKC · Verdict
Solid reward · moderate risk
PBKC stands out on volatility and cash flow, but watch the valuation signal.
Based on 88% data coverage
PBKC · Verdict
What’s working & what to watch
Strengths 4
- Volatility95/100
Top decile vs peers
- Cash flow77/100
26% net margin
- Growth76/100
Rev +18.5% CAGR · earnings +19.3%
- Profitability72/100
26% net margin · 0% ROE
Watchouts 1
- Valuation44/100
Below average
Model-based scoring. For information only — not financial advice.
What is Pioneer Bankcorp Inc?
operates as the bank holding company for First Bank that provides banking products and services. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; and home mortgage loans, home equity lines of credit, auto loans, term loans, commercial real estate loans, equipment loans, and agriculture loans, as well as credit cards. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 84.78M, and a P/E ratio of 7.1x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (64)The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.