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Equity
Pinnacle Bancshares Inc(PCLB)
USD --+0.00%
Reward48Moderate
Risk40Moderate
📊75%Data
Strong 30% profit margin · 3.5% dividend yield
PCLB
+0.0 · +0.00%
USD · PINK
Pinnacle Bancshares Inc | Financial Services
Defensive Anchor
Market Cap:28.30M
ℹ️
Reward Rating
48
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
40
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PCLB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Pinnacle Bancshares Inc?

through its subsidiary Pinnacle Bank provides various banking products and services.

PCLB · Verdict

Moderate reward · moderate risk

PCLB stands out on volatility and profitability, but watch the growth signal.

Based on 88% data coverage

PCLB · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Profitability75/100

    23% net margin · 20% ROE

  • Cash flow70/100

    23% free-cash-flow margin

Watchouts 2

  • Growth28/100

    Rev +8.6% CAGR · earnings -2.4%

  • Balance sheet37/100

    Interest covered 1.2×

Model-based scoring. For information only — not financial advice.

What is Pinnacle Bancshares Inc?

through its subsidiary Pinnacle Bank provides various banking products and services. The company provides checking accounts, club, certificate of deposit, and savings accounts. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 28.30M, and a P/E ratio of 7.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (48)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap28.30M
P/E Ratio6.9536
Dividend Yield3.48%
52 Week High34.4116
52 Week Low30.0028
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding898K
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.334
CurrencyUSD
Websitewww.pinnaclebanc.com
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