Ponce Financial Group Inc(PDLB)
USD --+0.00%
Reward52Moderate
Risk54Moderate
📊75%Data
Strong 27% profit margin · Revenue growing 40% YoY
PDLB
+0.0 · +0.00%
USD · NASDAQ
Ponce Financial Group Inc | Financial Services
Balanced
Market Cap:379.56M
ℹ️
Reward Rating
52
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
54
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PDLB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $18.50.

What is Ponce Financial Group Inc?

operates as the bank holding company for Ponce Bank that provides various banking products and services.

PDLB · Verdict

Moderate reward · elevated risk

PDLB stands out on volatility and growth, but watch the valuation signal.

Based on 88% data coverage

PDLB · Verdict

What’s working & what to watch

Strengths 2

  • Volatility80/100

    Top decile vs peers

  • Growth65/100

    Revenue +30.7% CAGR

Watchouts 3

  • Valuation11/100

    P/E 49.3× · PEG 5.34

  • Balance sheet26/100

    Interest covered 0.5×

  • Cash flow45/100

    2% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Ponce Financial Group Inc?

operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 379.56M, and a P/E ratio of 13.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with growth and profitability offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap379.56M
P/E Ratio13.7917
Dividend YieldN/A
52 Week High18.01
52 Week Low10.875
Last AnnualDecember
IPO Date10/2/2017
IncorporatedUSA
Shares Outstanding23M
No. of Employees216
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.549
CurrencyUSD