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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Pacific Financial Corp?
Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services.
PFLC · Verdict
Limited reward · moderate risk
PFLC stands out on cash flow and volatility, but watch the growth signal.
Based on 88% data coverage
PFLC · Verdict
What’s working & what to watch
Strengths 2
- Cash flow95/100
24% net margin
- Volatility80/100
Top decile vs peers
Watchouts 2
- Growth21/100
Rev -0.2% CAGR · earnings +2.3%
- Valuation41/100
Below average
Model-based scoring. For information only — not financial advice.
What is Pacific Financial Corp?
Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services. The company offers personal and business checking, savings, and money market accounts; switch kit account; online loan payment; essential, youth savings, and health savings; certificates of deposit; individual retirement accounts; and home equity loans, loan payment options, auto and recreation loans, credit cards, and home equity lines of credit. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 118.54M, and a P/E ratio of 11.9x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (39)The scoring profile indicates weak reward characteristics across most factors, including profitability and momentum. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.