Provident Financial Services Inc(PFS)
USD --+0.00%
Reward65Moderate
Risk60Medium-High
📊75%Data
Strong 34% profit margin · 4.4% dividend yield · Revenue growing 15% YoY
PFS
+0.0 · +0.00%
USD · NYSE
Provident Financial Services Inc | Financial Services
Dividend King
Market Cap:2.86Bn
ℹ️
Reward Rating
65
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
60
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PFS to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $25.00.

What is Provident Financial Services Inc?

operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.

PFS · Verdict

Solid reward · elevated risk

PFS stands out on profitability and growth, but watch the balance sheet signal.

Based on 88% data coverage

PFS · Verdict

What’s working & what to watch

Strengths 2

  • Profitability82/100

    21% net margin · 11% ROE

  • Growth75/100

    Rev +35.6% CAGR · earnings +18.3%

Watchouts 2

  • Balance sheet7/100

    Net debt/EBITDA 5.7×

  • Valuation40/100

    P/E 8.4× · PEG 1.84

Model-based scoring. For information only — not financial advice.

What is Provident Financial Services Inc?

operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 2.86B, and a P/E ratio of 9.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (65)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap2.86B
P/E Ratio9.8251
Dividend Yield4.38%
52 Week High23.7285
52 Week Low13.6434
Last AnnualDecember
IPO Date1/16/2003
IncorporatedUSA
Shares Outstanding131M
No. of Employees1,753
IndustryBanks - Regional
ExchangeNYSE
Beta0.85
CurrencyUSD