Pennfed Financial Services Inc(PFSB)
USD --+0.00%
Reward50Moderate
Risk35Moderate
📊75%Data
Strong 20% profit margin · Revenue growing 27% YoY
PFSB
+0.0 · +0.00%
USD · OTCQB
Pennfed Financial Services Inc | Financial Services
Balanced
Market Cap:26.98M
ℹ️
Reward Rating
50
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
35
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PFSB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Pennfed Financial Services Inc?

operates as a bank holding company for Peru Federal Savings Bank, a federally chartered mutual savings bank that provides banking and financial products and services to individual and corporate customers in the United States.

PFSB · Verdict

Moderate reward · moderate risk

PFSB stands out on volatility and cash flow, but watch the growth signal.

Based on 88% data coverage

PFSB · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Cash flow74/100

    19% free-cash-flow margin

  • Profitability70/100

    15% net margin · 3% ROE

Watchouts 1

  • Growth41/100

    Rev +12.5% CAGR · earnings +4.4%

Model-based scoring. For information only — not financial advice.

What is Pennfed Financial Services Inc?

operates as a bank holding company for Peru Federal Savings Bank, a federally chartered mutual savings bank that provides banking and financial products and services to individual and corporate customers in the United States. The company offers checking accounts, savings accounts, individual retirement accounts, and certificate of deposit accounts; and non-interest-bearing demand, NOW savings, money market, and time deposits. The company is listed on the OTCQB in USA, operating in the Financial Services sector, with a market capitalisation of 26.98M, and a P/E ratio of 20.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (50)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap26.98M
P/E Ratio20.7654
Dividend YieldN/A
52 Week High17
52 Week Low9.55
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding2M
No. of Employees24
IndustryBanks - Regional
ExchangeOTCQB
Beta0.199
CurrencyUSD