Pioneer Bankshares Inc(PNBI)
USD --+0.00%
Reward44Moderate
Risk48Moderate
📊75%Data
Strong 25% profit margin · 3.3% dividend yield · Revenue growing 16% YoY
PNBI
+0.0 · +0.00%
USD · PINK
Pioneer Bankshares Inc | Financial Services
Dividend King
Market Cap:30.06M
ℹ️
Reward Rating
44
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
48
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PNBI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Pioneer Bankshares Inc?

operates as the bank holding company for Pioneer Bank, Inc.

PNBI · Verdict

Moderate reward · moderate risk

PNBI stands out on volatility and profitability, but watch the growth signal.

Based on 88% data coverage

PNBI · Verdict

What’s working & what to watch

Strengths 4

  • Volatility95/100

    Top decile vs peers

  • Profitability81/100

    20% net margin · 8% ROE

  • Cash flow70/100

    28% free-cash-flow margin

  • Valuation68/100

    Above average

Watchouts 2

  • Growth13/100

    Rev -1.7% CAGR · earnings -9.1%

  • Balance sheet16/100

    Current ratio 0.11

Model-based scoring. For information only — not financial advice.

What is Pioneer Bankshares Inc?

operates as the bank holding company for Pioneer Bank, Inc. that provides various banking and related financial services to individual consumers, small to medium size businesses, and professional community in the United States. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 30.06M, and a P/E ratio of 8.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (44)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap30.06M
P/E Ratio8.7464
Dividend Yield3.33%
52 Week High34.8
52 Week Low23.8266
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding1M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.093
CurrencyUSD