Provident Financial Holdings Inc(PROV)
USD --+0.00%
Reward51Moderate
Risk55Medium-High
📊75%Data
Strong 16% profit margin · 3.5% dividend yield · Revenue growing 11% YoY
PROV
+0.0 · +0.00%
USD · NASDAQ
Provident Financial Holdings Inc | Financial Services
Dividend King
Market Cap:102.00M
ℹ️
Reward Rating
51
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
55
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PROV to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $16.00.

What is Provident Financial Holdings Inc?

operates as the bank holding company for Provident Savings Bank, F.

PROV · Verdict

Moderate reward · elevated risk

PROV's standout is volatility; balance sheet and growth weigh on the picture.

Based on 88% data coverage

PROV · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 2

  • Balance sheet7/100

    Interest covered 0.4×

  • Growth44/100

    Rev +15.1% CAGR · earnings -11.7%

Model-based scoring. For information only — not financial advice.

What is Provident Financial Holdings Inc?

operates as the bank holding company for Provident Savings Bank, F. that provides community banking and financial services in Southern California, the United States. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 102.00M, and a P/E ratio of 16.2x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (51)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap102.00M
P/E Ratio16.1616
Dividend Yield3.48%
52 Week High16.4931
52 Week Low12.5218
Last AnnualJune
IPO Date6/28/1996
IncorporatedUSA
Shares Outstanding6M
No. of Employees95
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.314
CurrencyUSD