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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Pintec Technology Holdings Ltd?
Pintec Technology Holdings Limited, together with its subsidiaries, engages in the provision of technology-enabled financial and digital services to the ecosystem of MSMEs and SMEs in the People's Republic of China and internationally.
PT · Verdict
Limited reward · elevated risk
PT's standout is balance sheet; cash flow and growth weigh on the picture.
Based on 88% data coverage
PT · Verdict
What’s working & what to watch
Strengths 1
- Balance sheet81/100
Current ratio 0.19
Watchouts 3
- Cash flow12/100
-43% free-cash-flow margin
- Growth15/100
Rev -41.2% CAGR · earnings -46.6%
- Profitability32/100
-44% net margin · -170% ROE
Model-based scoring. For information only — not financial advice.
What is Pintec Technology Holdings Ltd?
Pintec Technology Holdings Limited, together with its subsidiaries, engages in the provision of technology-enabled financial and digital services to the ecosystem of MSMEs and SMEs in the People's Republic of China and internationally. The company connects business partners and financial partners on its open platform and enables them to provide financial services to end users. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 19.46M.
Financial Highlights
Investment Breakdown
Analysis
Reward: Low (33)The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.