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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Potomac Bancshares Inc?
operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals, businesses, and local governments in the United States.
PTBS · Verdict
Solid reward · moderate risk
PTBS stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
PTBS · Verdict
What’s working & what to watch
Strengths 4
- Volatility95/100
Top decile vs peers
- Profitability78/100
17% net margin · 10% ROE
- Cash flow75/100
17% net margin
- Growth68/100
Rev +19.1% CAGR · earnings +7.0%
Watchouts 2
- Balance sheet12/100
Net debt/EBITDA 3.6×
- Valuation31/100
Below average
Model-based scoring. For information only — not financial advice.
What is Potomac Bancshares Inc?
operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals, businesses, and local governments in the United States. The company offers checking, savings, money market, and individual retirement accounts; and certificates of deposit (CD). The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 81.27M, and a P/E ratio of 9.1x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (60)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.