Quaint Oak Bancorp Inc(QNTO)
USD --+0.00%
Reward48Moderate
Risk30Moderate
📊75%Data
QNTO
+0.0 · +0.00%
USD · OTCQB
Quaint Oak Bancorp Inc | Financial Services
Deep Value
Market Cap:24.15M
ℹ️
Reward Rating
48
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
30
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on QNTO to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Quaint Oak Bancorp Inc?

operates as the holding company for Quaint Oak Bank that provides banking products and services in Pennsylvania.

QNTO · Verdict

Moderate reward · low risk

QNTO stands out on volatility and cash flow, but watch the growth signal.

Based on 88% data coverage

QNTO · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Cash flow80/100

    133% free-cash-flow margin

  • Valuation68/100

    Above average

Watchouts 1

  • Growth34/100

    Rev -9.1% CAGR · earnings -24.1%

Model-based scoring. For information only — not financial advice.

What is Quaint Oak Bancorp Inc?

operates as the holding company for Quaint Oak Bank that provides banking products and services in Pennsylvania. It offers various deposit products, including money market, certificates of deposit, interest-bearing business checking accounts, non-interest-bearing business and consumer checking accounts, and savings accounts. The company is listed on the OTCQB in USA, operating in the Financial Services sector, with a market capitalisation of 24.15M, and a P/E ratio of 13.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (48)

The scoring profile indicates limited reward potential at this time, with valuation and profitability offering the most support. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap24.15M
P/E Ratio13.8788
Dividend Yield1.42%
52 Week High15.5
52 Week Low8.8101
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding3M
No. of Employees131
IndustryBanks - Regional
ExchangeOTCQB
Beta0.133
CurrencyUSD