River City Bank(RCBC)
USD --+0.00%
Reward58Moderate
Risk35Moderate
📊75%Data
Strong 49% profit margin
RCBC
+0.0 · +0.00%
USD · PINK
River City Bank | Financial Services
Quality Compounder
Market Cap:640.96M
ℹ️
Reward Rating
58
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
35
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on RCBC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is River City Bank?

River City Bank, together with its subsidiaries, provides various banking services in El Dorado, Placer, Sacramento, and Yolo, California.

RCBC · Verdict

Solid reward · moderate risk

RCBC scores well on volatility and profitability with no major weaknesses flagged in the model.

Based on 88% data coverage

RCBC · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Profitability80/100

    51% net margin · 13% ROE

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is River City Bank?

River City Bank, together with its subsidiaries, provides various banking services in El Dorado, Placer, Sacramento, and Yolo, California. The company offers checking, savings, and term certificate accounts. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 640.96M, and a P/E ratio of 8.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (58)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap640.96M
P/E Ratio8.9178
Dividend Yield0.38%
52 Week High49.9444
52 Week Low31.0228
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding14M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.254
CurrencyUSD