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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is River Financial Corporation?
River Financial Corporation operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle.
RVRF · Verdict
Solid reward · moderate risk
RVRF stands out on profitability and volatility, but watch the balance sheet signal.
Based on 88% data coverage
RVRF · Verdict
What’s working & what to watch
Strengths 4
- Profitability85/100
20% net margin · 16% ROE
- Volatility75/100
Above average
- Growth68/100
Rev +27.2% CAGR · earnings +14.7%
- Cash flow66/100
23% free-cash-flow margin
Watchouts 1
- Balance sheet42/100
Interest covered 0.7×
Model-based scoring. For information only — not financial advice.
What is River Financial Corporation?
River Financial Corporation operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle. The company accepts demand, time, savings, and other deposits, including negotiable orders of withdrawal accounts, and amortization and prepayments of loans and investment; and interest-bearing transaction accounts, money market accounts, and certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 375.92M, and a P/E ratio of 7.9x.
Financial Highlights
Investment Breakdown
Analysis
Reward: High (66)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.