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Equity
Ryvyl Inc(RVYL)
USD --+0.00%
Reward63Moderate
Risk66Medium-High
📊75%Data
Thin -47% profit margin · Revenue down 6% YoY
RVYL
+0.0 · +0.00%
USD · NASDAQ
Ryvyl Inc | Technology
Profitless Growth
Market Cap:10.33M
ℹ️
Reward Rating
63
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
66
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on RVYL to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $2.75.

What is Ryvyl Inc?

, a financial technology company, develops software platforms and tools that focuses on providing payment acceptance and disbursement capabilities in North America, Europe, and Asia.

RVYL · Verdict

Solid reward · elevated risk

RVYL stands out on valuation and growth, but watch the volatility signal.

Based on 88% data coverage

RVYL · Verdict

What’s working & what to watch

Strengths 2

  • Valuation93/100

    P/E 3.3×

  • Growth78/100

    Rev +28.6% CAGR · earnings -8.7%

Watchouts 3

  • Volatility5/100

    Weak vs peers

  • Profitability26/100

    -48% net margin · -2098% ROE

  • Balance sheet32/100

    Current ratio 0.92

Model-based scoring. For information only — not financial advice.

What is Ryvyl Inc?

, a financial technology company, develops software platforms and tools that focuses on providing payment acceptance and disbursement capabilities in North America, Europe, and Asia. It offers dual-sided platform that enables businesses to accept payments from customers while distributing funds to vendors, employees, and partners; treasury management services; and payment solutions, including automated clearing house and wire transfer services. The company is listed on the NASDAQ in USA, operating in the Technology sector, with a market capitalisation of 10.33M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Moderate volatility with meaningful macro and earnings sensitivity.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (63)

The scoring profile indicates moderate reward potential, with valuation and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap10.33M
P/E RatioN/A
Dividend YieldN/A
52 Week High43.736
52 Week Low4.5
Last AnnualDecember
IPO Date10/24/2022
IncorporatedUSA
Shares Outstanding32M
No. of Employees95
IndustrySoftware - Infrastructure
ExchangeNASDAQ
Beta2.796
CurrencyUSD
Websitewww.ryvyl.com
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