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Equity
Southern BancShares N.C. Inc(SBNC)
USD --+0.00%
Reward67High
Risk31Moderate
📊75%Data
Revenue down 85% YoY
SBNC
+0.0 · +0.00%
USD · PINK
Southern BancShares N.C. Inc | Financial Services
Quality Compounder
Market Cap:921.34M
ℹ️
Reward Rating
67
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
31
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on SBNC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Southern BancShares N.C. Inc?

operates as the bank holding company for Southern Bank and Trust Company that provides banking services to consumers and businesses in Eastern North Carolina and southeastern Virginia.

SBNC · Verdict

Solid reward · moderate risk

SBNC scores well on volatility and growth with no major weaknesses flagged in the model.

Based on 88% data coverage

SBNC · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Growth88/100

    Rev +21.9% CAGR · earnings +19.0%

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Southern BancShares N.C. Inc?

operates as the bank holding company for Southern Bank and Trust Company that provides banking services to consumers and businesses in Eastern North Carolina and southeastern Virginia. The company provides checking, savings, money market, demand, and time deposits, as well as certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 921.34M, and a P/E ratio of 5.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (67)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap921.34M
P/E Ratio5.8121
Dividend YieldN/A
52 Week High12093.645
52 Week Low7879.9002
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding76K
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.25
CurrencyUSD
Websitewww.southernbank.com
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