What is Sezzle Inc.?
operates as a technology-enabled payments company in the United States and Canada.
SEZL · Verdict
Strong reward · high risk
SEZL stands out on profitability and growth, but watch the volatility signal.
Based on 88% data coverage
SEZL · Verdict
30% net margin · 89% ROE
Revenue +53.1% CAGR
Interest covered 19.0×
46% free-cash-flow margin
Weak vs peers
Model-based scoring. For information only — not financial advice.
operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 4.18B, and a P/E ratio of 27.3x.
The scoring profile indicates a strong reward potential, driven primarily by profitability and growth. Risk indicators are high — this profile reflects meaningful downside exposure.
For informational purposes only. Not financial advice.
A short list of Credit Services names that are close enough in size to make side-by-side comparison useful.
| Shares sold | Shares bought | |
|---|---|---|
| 0-3months | 0 | 0 |
| 3-6months | 620,437 shares $1.5M | 0 |
| 6-9months | 226,401 shares $2.2M | 0 |
| 9-12months | 15,484 shares $466k | 11,217 shares $70k |