Summit Bancshares Inc(SMAL)
USD --+0.00%
Reward62Moderate
Risk33Moderate
📊75%Data
Strong 29% profit margin
SMAL
+0.0 · +0.00%
USD · PINK
Summit Bancshares Inc | Financial Services
Quality Compounder
Market Cap:68.33M
ℹ️
Reward Rating
62
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
33
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on SMAL to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Summit Bancshares Inc?

, through its subsidiary, Summit Bank, provides commercial credit and other banking services in California.

SMAL · Verdict

Solid reward · moderate risk

SMAL scores well on profitability and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

SMAL · Verdict

What’s working & what to watch

Strengths 3

  • Profitability83/100

    28% net margin · 10% ROE

  • Volatility80/100

    Top decile vs peers

  • Cash flow75/100

    30% free-cash-flow margin

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Summit Bancshares Inc?

, through its subsidiary, Summit Bank, provides commercial credit and other banking services in California. It offers checking and savings accounts, and certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 68.33M, and a P/E ratio of 15.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (62)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap68.33M
P/E Ratio15.0487
Dividend Yield0.56%
52 Week High58.69
52 Week Low42.5478
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding1M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.392
CurrencyUSD