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Equity
SmartFinancial, Inc.(SMBK)
USD --+0.00%
Reward65Moderate
Risk39Moderate
📊75%Data
Strong 26% profit margin · Revenue growing 10% YoY
SMBK
+0.0 · +0.00%
USD · NYSE
SmartFinancial, Inc. | Financial Services
Deep Value
Market Cap:667.72M
ℹ️
Reward Rating
65
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
39
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on SMBK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $44.50.

What is SmartFinancial, Inc.?

operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida.

SMBK · Verdict

Solid reward · moderate risk

SMBK scores well on valuation and profitability with no major weaknesses flagged in the model.

Based on 88% data coverage

SMBK · Verdict

What’s working & what to watch

Strengths 3

  • Valuation85/100

    P/E 14.1× · PEG 0.92

  • Profitability71/100

    16% net margin · 10% ROE

  • Volatility65/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is SmartFinancial, Inc.?

operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 667.72M, and a P/E ratio of 13.2x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (65)

The scoring profile indicates moderate reward potential, with valuation and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap667.72M
P/E Ratio13.1577
Dividend Yield0.78%
52 Week High43.8205
52 Week Low26.0685
Last AnnualDecember
IPO Date1/2/2001
IncorporatedUSA
Shares Outstanding17M
No. of Employees597
IndustryBanks - Regional
ExchangeNYSE
Beta0.767
CurrencyUSD
Websitewww.smartbank.com
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