Seneca Financial Corp(SNNF)
USD --+0.00%
Reward44Moderate
Risk58Medium-High
📊75%Data
Thin 2% profit margin
SNNF
+0.0 · +0.00%
USD · PINK
Seneca Financial Corp | Financial Services
Profitless Growth
Market Cap:19.49M
ℹ️
Reward Rating
44
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
58
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on SNNF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Seneca Financial Corp?

operates as the holding company for Seneca Savings that provides various financial services to individual and corporate customers.

SNNF · Verdict

Moderate reward · elevated risk

SNNF's standout is volatility; valuation and cash flow weigh on the picture.

Based on 88% data coverage

SNNF · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 4

  • Valuation21/100

    Weak vs peers

  • Cash flow21/100

    -11% free-cash-flow margin

  • Balance sheet29/100

    Net debt/EBITDA 50.9×

  • Profitability36/100

    5% net margin · 1% ROE

Model-based scoring. For information only — not financial advice.

What is Seneca Financial Corp?

operates as the holding company for Seneca Savings that provides various financial services to individual and corporate customers. It offers demand, NOW, checking, savings, clubs, money market, and retirement accounts, as well as certificate of deposit accounts. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 19.49M, and a P/E ratio of 23.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (44)

The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap19.49M
P/E Ratio23.4333
Dividend YieldN/A
52 Week High14.75
52 Week Low7
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding2M
No. of Employees58
IndustryBanks - Regional
ExchangePINK
Beta0.335
CurrencyUSD