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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Somerset Trust Holding Company?
Somerset Trust Holding Company operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania.
SOME · Verdict
Solid reward · moderate risk
SOME stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
SOME · Verdict
What’s working & what to watch
Strengths 4
- Volatility95/100
Top decile vs peers
- Profitability82/100
16% net margin · 15% ROE
- Cash flow75/100
16% net margin
- Growth68/100
Rev +18.2% CAGR · earnings +6.3%
Watchouts 2
- Balance sheet13/100
Net debt/EBITDA 5.9×
- Valuation21/100
Weak vs peers
Model-based scoring. For information only — not financial advice.
What is Somerset Trust Holding Company?
Somerset Trust Holding Company operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania. The company offers checking, savings, business, and individual retirement accounts, as well as certificates of deposit; debit and credit cards; and residential and commercial real estate, commercial, consumer, agricultural, mortgage, personal, business, and home equity loans. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 184.13M, and a P/E ratio of 7.4x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (59)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.