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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $46.75.What is South Plains Financial Inc?
operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals.
SPFI · Verdict
Moderate reward · moderate risk
SPFI stands out on profitability and volatility, but watch the growth signal.
Based on 88% data coverage
SPFI · Verdict
What’s working & what to watch
Strengths 3
- Profitability82/100
20% net margin · 13% ROE
- Volatility80/100
Top decile vs peers
- Cash flow65/100
19% free-cash-flow margin
Watchouts 2
- Growth42/100
Rev +8.6% CAGR · earnings +0.1%
- Balance sheet42/100
Net debt/EBITDA 0.0×
Model-based scoring. For information only — not financial advice.
What is South Plains Financial Inc?
operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 667.71M, and a P/E ratio of 11.4x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (54)The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.