Standard Premium Finance Holdings Inc.(SPFX)
USD --+0.00%
Reward49Moderate
Risk42Moderate
📊75%Data
SPFX
+0.0 · +0.00%
USD · OTCQX
Standard Premium Finance Holdings Inc. | Financial Services
Deep Value
Market Cap:5.83M
ℹ️
Reward Rating
49
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
42
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on SPFX to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Standard Premium Finance Holdings Inc.?

operates as an insurance premium financing company in the United States.

SPFX · Verdict

Moderate reward · moderate risk

SPFX stands out on volatility and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

SPFX · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Cash flow77/100

    33% free-cash-flow margin

  • Profitability70/100

    18% net margin · 0% ROE

Watchouts 2

  • Balance sheet26/100

    Below average

  • Growth33/100

    Rev +9.0% CAGR · earnings +3.8%

Model-based scoring. For information only — not financial advice.

What is Standard Premium Finance Holdings Inc.?

operates as an insurance premium financing company in the United States. The company offers collateralized loans to small- and medium-sized businesses and individuals to finance the insurance premiums they pay on their commercial property and casualty insurance policies. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 5.83M, and a P/E ratio of 7.5x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (49)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap5.83M
P/E Ratio7.4719
Dividend YieldN/A
52 Week High2.4099
52 Week Low1.201
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding3M
No. of EmployeesN/A
IndustryCredit Services
ExchangeOTCQX
BetaN/A
CurrencyUSD