Summit State Bank(SSBI)
USD --+0.00%
Reward43Moderate
Risk38Moderate
📊75%Data
Strong 21% profit margin · Revenue growing 328% YoY
SSBI
+0.0 · +0.00%
USD · NASDAQ
Summit State Bank | Financial Services
Value Trap
Market Cap:88.50M
ℹ️
Reward Rating
43
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
38
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on SSBI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $7.20.

What is Summit State Bank?

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California.

SSBI · Verdict

Moderate reward · moderate risk

SSBI's standout is volatility, while growth remains the main concern.

Based on 88% data coverage

SSBI · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 1

  • Growth24/100

    Rev +1.6% CAGR · earnings -26.3%

Model-based scoring. For information only — not financial advice.

What is Summit State Bank?

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 88.50M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (43)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap88.50M
P/E RatioN/A
Dividend YieldN/A
52 Week High14
52 Week Low7.5
Last AnnualDecember
IPO Date7/14/2006
IncorporatedUSA
Shares Outstanding7M
No. of Employees106
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.18
CurrencyUSD