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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is SSB Bancorp Inc?
operates as the holding company for SSB Bank that provides various financial services to individuals and corporate customers in Pennsylvania.
SSBP · Verdict
Solid reward · elevated risk
SSBP stands out on growth and volatility, but watch the valuation signal.
Based on 88% data coverage
SSBP · Verdict
What’s working & what to watch
Strengths 2
- Growth84/100
Rev +24.4% CAGR · earnings +19.7%
- Volatility80/100
Top decile vs peers
Watchouts 4
- Valuation21/100
Weak vs peers
- Cash flow24/100
-25% free-cash-flow margin
- Profitability27/100
9% net margin · 7% ROE
- Balance sheet43/100
Net debt/EBITDA 8.1×
Model-based scoring. For information only — not financial advice.
What is SSB Bancorp Inc?
operates as the holding company for SSB Bank that provides various financial services to individuals and corporate customers in Pennsylvania. Its primary deposit products include passbook savings accounts, checking accounts, money market accounts, time deposits, interest-bearing and non-interest bearing demand accounts, and certificates of deposit; and lending products consist of one-to-four family residential real estate loans, commercial real estate loans, multi-family residential real estate loans, construction loans, vehicle, inventory and equipment purchase, working capital, lines of credit, investment property loans, commercial and industrial loans, consumer loans, and home equity lines of credit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 30.85M, and a P/E ratio of 17.4x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (55)The scoring profile indicates moderate reward potential, with growth and momentum as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.