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Equity
STBA
+0.0 · +0.00%
USD · NASDAQ

S&T Bancorp Inc(STBA) Stock Analysis | Financial Services

USD --+0.00%
Reward48Moderate
Risk40Moderate
75%Data
Strong 35% profit margin
Value Trap
Market Cap:1.76Bn
ⓘ
Reward Rating
48
Moderate
Reward Assessment
75% data coverage
Bottom 25% of stocksView factors
ⓘ
Risk Rating
40
Moderate
Risk Assessment
1 metric flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on STBA to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for STBA, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $53.33.

What is S&T Bancorp Inc?

operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio.

STBA · Verdict

Moderate reward · moderate risk

STBA stands out on cash flow and valuation, but watch the growth signal.

Based on 88% data coverage

STBA · Verdict

What’s working & what to watch

Strengths 4

  • Cash flow79/100

    33% free-cash-flow margin

  • Valuation73/100

    P/E 13.8× · PEG 1.23

  • Profitability70/100

    34% net margin · 10% ROE

  • Balance sheet69/100

    Interest covered 1.0×

Watchouts 1

  • Growth28/100

    Rev +2.6% CAGR · earnings -0.3%

Model-based scoring. For information only — not financial advice.

What is S&T Bancorp Inc?

operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 1.76B, and a P/E ratio of 13.2x.

Financial Highlights

Investment Breakdown

Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Risk profile appears balanced versus broad market conditions.
Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (48)

The scoring profile indicates limited reward potential at this time, with valuation and profitability offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryBanks - Regional
Market Cap1.76B
P/E Ratio13.242
Dividend Yield1.44%
Beta0.839
Insider Activity
12M windowQuiet
Fewer than three real open-market insider trades in the last 12 months. Mechanical activity (option exercises, RSU vests) is excluded from the signal.
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