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Equity
Sturgis Bancorp Inc(STBI)
USD --+0.00%
Reward39Moderate
Risk44Moderate
📊75%Data
Strong 17% profit margin · 3.3% dividend yield · Revenue growing 14% YoY
STBI
+0.0 · +0.00%
USD · OTCQX
Sturgis Bancorp Inc | Financial Services
Capital Destroyer
Market Cap:43.86M
ℹ️
Reward Rating
39
Moderate
Bottom 5% (model universe)
75% data coverage
ℹ️
Risk Rating
44
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on STBI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Sturgis Bancorp Inc?

operates as the bank holding company for Sturgis Bank & Trust Company that provides banking products and services in Michigan, the United States.

STBI · Verdict

Limited reward · moderate risk

STBI stands out on volatility and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

STBI · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Cash flow80/100

    8% net margin

Watchouts 3

  • Balance sheet19/100

    Weak vs peers

  • Profitability20/100

    8% net margin · 12% ROE

  • Growth34/100

    Rev +9.1% CAGR · earnings -23.5%

Model-based scoring. For information only — not financial advice.

What is Sturgis Bancorp Inc?

operates as the bank holding company for Sturgis Bank & Trust Company that provides banking products and services in Michigan, the United States. The company offers checking, savings and health savings, and money market accounts; and certificates of deposit and individual retirement accounts. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 43.86M, and a P/E ratio of 5.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (39)

The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap43.86M
P/E Ratio5.8866
Dividend Yield3.28%
52 Week High23.5
52 Week Low16.1717
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding2M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta0.123
CurrencyUSD
Websitewww.sturgis.bank
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