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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $38.00.What is Stellar Bancorp, Inc.?
operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers.
STEL · Verdict
Solid reward · moderate risk
STEL scores well on profitability and valuation with no major weaknesses flagged in the model.
Based on 88% data coverage
STEL · Verdict
What’s working & what to watch
Strengths 4
- Profitability78/100
17% net margin · 6% ROE
- Valuation69/100
P/E 14.9× · PEG 1.87
- Cash flow65/100
16% free-cash-flow margin
- Volatility65/100
Above average
Model-based scoring. For information only — not financial advice.
What is Stellar Bancorp, Inc.?
operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It offers deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 1.93B, and a P/E ratio of 18.9x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (63)The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.