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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Third Century Bancorp?
Third Century Bancorp, a holding company, engages in the provision of banking and financial services to individual and corporate customers in Johnson County and surrounding counties.
TDCB · Verdict
Solid reward · elevated risk
TDCB stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
TDCB · Verdict
What’s working & what to watch
Strengths 3
- Volatility95/100
Top decile vs peers
- Profitability70/100
10% net margin · 17% ROE
- Growth66/100
Rev +17.5% CAGR · earnings -4.0%
Watchouts 2
- Balance sheet7/100
Net debt/EBITDA 26.5×
- Valuation41/100
Below average
Model-based scoring. For information only — not financial advice.
What is Third Century Bancorp?
Third Century Bancorp, a holding company, engages in the provision of banking and financial services to individual and corporate customers in Johnson County and surrounding counties. The company offers checking, savings, health savings accounts, and CDs and IRAs; business checking; treasury management, such as remote deposit capture, wire transfers, ACH origination, and merchant services; consumer lending, including home remodeling, lot and land, new and used vehicle, and unsecured loans, as well as home equity products; commercial, and mortgage loans; as well as bill pay, online and mobile banking, and e-statements. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 17.65M, and a P/E ratio of 13.3x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (59)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.