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Equity
Terme Bancorp Inc(TMEB)
USD --+0.00%
Reward60Moderate
Risk33Moderate
📊75%Data
Revenue down 33% YoY
TMEB
+0.0 · +0.00%
USD · PINK
Terme Bancorp Inc | Financial Services
Quality Compounder
Market Cap:37066
ℹ️
Reward Rating
60
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
33
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on TMEB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Terme Bancorp Inc?

is a holding company, which through its subsidiaries, provides financial services which includes mortgage brokerage, and global electronic money services to consumers by offering general-purpose reloadable (GPR) cards.

TMEB · Verdict

Solid reward · moderate risk

TMEB scores well on profitability and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

TMEB · Verdict

What’s working & what to watch

Strengths 5

  • Profitability75/100

    35% net margin · 0% ROE

  • Volatility75/100

    Above average

  • Cash flow72/100

    35% free-cash-flow margin

  • Balance sheet71/100

    Net debt/EBITDA 1.9×

  • Valuation70/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Terme Bancorp Inc?

is a holding company, which through its subsidiaries, provides financial services which includes mortgage brokerage, and global electronic money services to consumers by offering general-purpose reloadable (GPR) cards. It also invests in various consumer-oriented medical initiatives, including medical devices, health maintenance, and health enhancement products. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 37.07K.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (60)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap37.07K
P/E RatioN/A
Dividend YieldN/A
52 Week High0.0001
52 Week Low0.0001
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding371M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta-2.336
CurrencyUSD
Websitewww.termebancorp.com
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