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Equity
Tompkins Financial Corporation(TMP)
USD --+0.00%
Reward56Moderate
Risk56Medium-High
📊75%Data
Strong 37% profit margin · 3.1% dividend yield · Revenue growing 156% YoY
TMP
+0.0 · +0.00%
USD · NYSE MKT
Tompkins Financial Corporation | Financial Services
Dividend King
Market Cap:1.11Bn
ℹ️
Reward Rating
56
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
56
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on TMP to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $84.50.

What is Tompkins Financial Corporation?

Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services.

TMP · Verdict

Solid reward · elevated risk

TMP stands out on profitability and volatility, but watch the balance sheet signal.

Based on 88% data coverage

TMP · Verdict

What’s working & what to watch

Strengths 2

  • Profitability67/100

    28% net margin · 20% ROE

  • Volatility65/100

    Above average

Watchouts 2

  • Balance sheet19/100

    Net debt/EBITDA 2.7×

  • Valuation28/100

    PEG ratio 2.46

Model-based scoring. For information only — not financial advice.

What is Tompkins Financial Corporation?

Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates through three segments: Banking, Insurance, and Wealth Management. The company is listed on the NYSE MKT in USA, operating in the Financial Services sector, with a market capitalisation of 1.11B, and a P/E ratio of 6.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (56)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.11B
P/E Ratio6.8247
Dividend Yield3.12%
52 Week High86.2547
52 Week Low52.1531
Last AnnualDecember
IPO Date3/28/1990
IncorporatedUSA
Shares Outstanding14M
No. of Employees941
IndustryBanks - Regional
ExchangeNYSE MKT
Beta0.755
CurrencyUSD
Websitewww.tompkinsfinancial.com
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