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Equity
Towne Bank(TOWN)
USD --+0.00%
Reward55Moderate
Risk49Moderate
📊75%Data
Strong 21% profit margin · 3.0% dividend yield · Revenue growing 25% YoY
TOWN
+0.0 · +0.00%
USD · NASDAQ
Towne Bank | Financial Services
Dividend King
Market Cap:3.16Bn
ℹ️
Reward Rating
55
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
49
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on TOWN to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $41.00.

What is Towne Bank?

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina.

TOWN · Verdict

Solid reward · moderate risk

TOWN stands out on profitability and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

TOWN · Verdict

What’s working & what to watch

Strengths 3

  • Profitability75/100

    17% net margin · 7% ROE

  • Cash flow67/100

    17% net margin

  • Volatility65/100

    Above average

Watchouts 2

  • Balance sheet23/100

    Net debt/EBITDA 0.6×

  • Valuation41/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Towne Bank?

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. The company operates through three segments: Banking, Realty, and Insurance. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 3.16B, and a P/E ratio of 15.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (55)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap3.16B
P/E Ratio15.3632
Dividend Yield2.99%
52 Week High37.86
52 Week Low28.7478
Last AnnualDecember
IPO Date5/7/1999
IncorporatedUSA
Shares Outstanding92M
No. of Employees3,000
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.758
CurrencyUSD
Websitewww.townebank.com
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