Openbookopenbook
Equity
Tennessee Valley Financial Holdings Inc(TVLF)
USD --+0.00%
Reward45Moderate
Risk47Moderate
📊75%Data
Thin 1% profit margin
TVLF
+0.0 · +0.00%
USD · PINK
Tennessee Valley Financial Holdings Inc | Financial Services
Balanced
Market Cap:21.42M
ℹ️
Reward Rating
45
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
47
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on TVLF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Tennessee Valley Financial Holdings Inc?

operates as the bank holding company for TNBank that provides various financial services to individual and corporate customers.

TVLF · Verdict

Moderate reward · moderate risk

TVLF's standout is volatility; growth and balance sheet weigh on the picture.

Based on 88% data coverage

TVLF · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 2

  • Growth28/100

    Rev +9.9% CAGR · earnings -9.8%

  • Balance sheet30/100

    Interest covered 0.6×

Model-based scoring. For information only — not financial advice.

What is Tennessee Valley Financial Holdings Inc?

operates as the bank holding company for TNBank that provides various financial services to individual and corporate customers. The company offers checking accounts, savings accounts, money market investment accounts, certificates of deposit, and individual retirement accounts. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 21.42M, and a P/E ratio of 9.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (45)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap21.42M
P/E Ratio8.9844
Dividend YieldN/A
52 Week High11.5
52 Week Low6.0408
Last AnnualSeptember
IPO DateN/A
IncorporatedUSA
Shares Outstanding2M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.114
CurrencyUSD
Websitewww.tnbank.bank
openbook

Stock research for everyday UK investors. Make smarter decisions, faster.

Questions? Email us at contact@openbookanalytics.com

© 2026 Openbook Analytics Ltd · Company No. SC843579 · Registered in Scotland

256-bit encryption GDPR compliant UK data centres

Openbook Analytics Ltd (Company No. SC843579) is registered in Scotland. Registered office: Strathclyde Inspire Hub, University of Strathclyde, Graham Hills Building (Level 6), 50 Richmond Street, Glasgow, G1 1XP. Openbook Analytics is not authorised or regulated by the Financial Conduct Authority (FCA). The content on this platform is provided for general informational and educational purposes only and does not constitute financial advice, investment advice, trading advice, or any other form of advice. You should not treat any content on this platform as a recommendation to buy, sell, or hold any financial instrument. Past performance is not a reliable indicator of future results. The value of investments and the income from them can go down as well as up, and you may get back less than you invest. User-generated content, including community posts and commentary, reflects the personal opinions of individual users, is not verified for accuracy, and does not represent the views of Openbook Analytics Ltd. You should always conduct your own research or consult a qualified, FCA-regulated financial adviser before making investment decisions. Data displayed on this platform may be delayed or inaccurate and is provided "as is" without warranty. Openbook Analytics Ltd accepts no liability for any loss arising from reliance on the information provided.