Two Harbors Investments Corp(TWO)
USD --+0.00%
Reward64Moderate
Risk73High
📊75%Data
Thin -123% profit margin · 14.4% dividend yield · Revenue down 49% YoY
TWO
+0.0 · +0.00%
USD · NYSE
Two Harbors Investments Corp | Real Estate
Profitless Growth
Market Cap:1.09Bn
ℹ️
Reward Rating
64
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
73
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on TWO to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $12.30.

What is Two Harbors Investments Corp?

invests in, finances, and manages mortgage servicing rights (MSRs), agency residential mortgage-backed securities (RMBS), and other financial assets through RoundPoint in the United States.

TWO · Verdict

Solid reward · high risk

TWO's standout is growth; balance sheet and cash flow weigh on the picture.

Based on 88% data coverage

TWO · Verdict

What’s working & what to watch

Strengths 1

  • Growth84/100

    Revenue +322.8% CAGR

Watchouts 2

  • Balance sheet7/100

    Net debt/EBITDA 18.4×

  • Cash flow25/100

    9% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Two Harbors Investments Corp?

invests in, finances, and manages mortgage servicing rights (MSRs), agency residential mortgage-backed securities (RMBS), and other financial assets through RoundPoint in the United States. The company target assets include agency RMBS collateralized by fixed rate mortgage loans, adjustable rate mortgage loans, hybrid mortgage loans, or derivatives; and other assets, such as financial and mortgage-related assets, comprising non-agency securities and non-hedging transactions. The company is listed on the NYSE in USA, operating in the Real Estate sector, with a market capitalisation of 1.09B.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (64)

The scoring profile indicates moderate reward potential, with growth and valuation as the leading contributors. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorReal Estate
Market Cap1.09B
P/E RatioN/A
Dividend Yield14.38%
52 Week High14.17
52 Week Low8.8799
Last AnnualDecember
IPO Date10/29/2009
IncorporatedUSA
Shares Outstanding105M
No. of Employees486
IndustryREIT - Mortgage
ExchangeNYSE
Beta1.197
CurrencyUSD