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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $64.00.What is United Bancorporation of Alabama Inc?
operates as the bank holding company for United Bank that provides banking services in the United States.
UBAB · Verdict
Moderate reward · moderate risk
UBAB scores well on cash flow and volatility with no major weaknesses flagged in the model.
Based on 88% data coverage
UBAB · Verdict
What’s working & what to watch
Strengths 3
- Cash flow95/100
27% net margin
- Volatility80/100
Top decile vs peers
- Profitability65/100
27% net margin · 8% ROE
Model-based scoring. For information only — not financial advice.
What is United Bancorporation of Alabama Inc?
operates as the bank holding company for United Bank that provides banking services in the United States. The company offers checking and savings accounts, certificates of deposit, and individual retirement accounts; business solutions, including merchant and lockbox services, cash management, business online banking, remote deposit capture, web payment capture, and advantage prepaid cards. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 175.75M, and a P/E ratio of 8.8x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (53)The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.