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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is United Security Bancshares?
United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States.
UBFO · Verdict
Solid reward · moderate risk
UBFO stands out on volatility and profitability, but watch the growth signal.
Based on 88% data coverage
UBFO · Verdict
What’s working & what to watch
Strengths 4
- Volatility95/100
Top decile vs peers
- Profitability81/100
19% net margin · 8% ROE
- Valuation71/100
Above average
- Cash flow69/100
28% free-cash-flow margin
Watchouts 1
- Growth39/100
Rev +8.9% CAGR · earnings -7.8%
Model-based scoring. For information only — not financial advice.
What is United Security Bancshares?
United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 171.01M, and a P/E ratio of 15.0x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (55)The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.