United Bankshares Inc(UBSI)
USD --+0.00%
Reward63Moderate
Risk30Moderate
📊75%Data
Strong 39% profit margin · 3.4% dividend yield · Revenue growing 22% YoY
UBSI
+0.0 · +0.00%
USD · NASDAQ
United Bankshares Inc | Financial Services
Quality Compounder
Market Cap:5.76Bn
ℹ️
Reward Rating
63
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
30
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UBSI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $45.80.

What is United Bankshares Inc?

, through its subsidiaries, provides commercial and retail banking products and services in the United States.

UBSI · Verdict

Solid reward · low risk

UBSI scores well on profitability and balance sheet with no major weaknesses flagged in the model.

Based on 88% data coverage

UBSI · Verdict

What’s working & what to watch

Strengths 5

  • Profitability78/100

    26% net margin · 9% ROE

  • Balance sheet76/100

    Current ratio 28.21

  • Cash flow70/100

    26% net margin

  • Growth65/100

    Rev +16.7% CAGR · earnings +7.0%

  • Volatility65/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is United Bankshares Inc?

, through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 5.76B, and a P/E ratio of 12.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (63)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap5.76B
P/E Ratio12.63
Dividend Yield3.42%
52 Week High45.925
52 Week Low29.6136
Last AnnualDecember
IPO Date3/26/1990
IncorporatedUSA
Shares Outstanding139M
No. of Employees2,740
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.775
CurrencyUSD