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Equity
United Community Banks, Inc.(UCB)
USD --+0.00%
Reward61Moderate
Risk43Moderate
📊75%Data
Strong 32% profit margin · 2.9% dividend yield · Revenue growing 11% YoY
UCB
+0.0 · +0.00%
USD · NYSE
United Community Banks, Inc. | Financial Services
Quality Compounder
Market Cap:3.85Bn
ℹ️
Reward Rating
61
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
43
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UCB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $37.33.

What is United Community Banks, Inc.?

operates as the bank holding company for United Community Bank that provides financial services in the United States.

UCB · Verdict

Solid reward · moderate risk

UCB scores well on profitability and valuation with no major weaknesses flagged in the model.

Based on 88% data coverage

UCB · Verdict

What’s working & what to watch

Strengths 2

  • Profitability79/100

    21% net margin · 9% ROE

  • Valuation76/100

    P/E 12.5× · PEG 1.51

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is United Community Banks, Inc.?

operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 3.85B, and a P/E ratio of 12.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (61)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap3.85B
P/E Ratio12.2786
Dividend Yield2.85%
52 Week High36.77
52 Week Low22.3914
Last AnnualDecember
IPO Date3/18/2002
IncorporatedUSA
Shares Outstanding120M
No. of Employees3,070
IndustryBanks - Regional
ExchangeNYSE
Beta0.842
CurrencyUSD
Websitewww.ucbi.com
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