Union Financial Corporation(UFCP)
USD --+0.00%
Reward59Moderate
Risk24Low
📊75%Data
Thin 5% profit margin · Revenue growing 13% YoY
UFCP
+0.0 · +0.00%
USD · PINK
Union Financial Corporation | Financial Services
Quality Compounder
Market Cap:8.27M
ℹ️
Reward Rating
59
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
24
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UFCP to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Union Financial Corporation?

Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan.

UFCP · Verdict

Solid reward · low risk

UFCP scores well on volatility and balance sheet with no major weaknesses flagged in the model.

Based on 88% data coverage

UFCP · Verdict

What’s working & what to watch

Strengths 4

  • Volatility95/100

    Top decile vs peers

  • Balance sheet78/100

    Above average

  • Cash flow78/100

    9% free-cash-flow margin

  • Valuation70/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Union Financial Corporation?

Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan. It offers checking, savings, money market, and health savings accounts; certificate of deposits; merchant, digital, overdraft protection, treasury management, and relationship and cannabis banking services; and credit cards. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 8.27M, and a P/E ratio of 4.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (59)

The scoring profile indicates moderate reward potential, with valuation and profitability as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap8.27M
P/E Ratio3.9841
Dividend YieldN/A
52 Week High2.68
52 Week Low2
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding3M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.227
CurrencyUSD