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Equity
Union Bankshares Inc(UNB)
USD --+0.00%
Reward50Moderate
Risk57Medium-High
📊75%Data
Strong 21% profit margin · 5.9% dividend yield
UNB
+0.0 · +0.00%
USD · NASDAQ
Union Bankshares Inc | Financial Services
Dividend King
Market Cap:106.54M
ℹ️
Reward Rating
50
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
57
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UNB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Union Bankshares Inc?

operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.

UNB · Verdict

Moderate reward · elevated risk

UNB stands out on volatility and profitability, but watch the balance sheet signal.

Based on 88% data coverage

UNB · Verdict

What’s working & what to watch

Strengths 2

  • Volatility80/100

    Top decile vs peers

  • Profitability79/100

    13% net margin · 15% ROE

Watchouts 3

  • Balance sheet7/100

    Net debt/EBITDA 25.2×

  • Valuation39/100

    Below average

  • Growth41/100

    Rev +18.0% CAGR · earnings -4.2%

Model-based scoring. For information only — not financial advice.

What is Union Bankshares Inc?

operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 106.54M, and a P/E ratio of 9.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (50)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap106.54M
P/E Ratio9.5679
Dividend Yield5.87%
52 Week High34.5337
52 Week Low20.3524
Last AnnualDecember
IPO Date6/11/1998
IncorporatedUSA
Shares Outstanding5M
No. of Employees201
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.398
CurrencyUSD
Websiteunb.q4ir.com
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