United National Bank(UNBK)
USD --+0.00%
Reward62Moderate
Risk38Moderate
📊75%Data
UNBK
+0.0 · +0.00%
USD · PINK
United National Bank | Financial Services
Quality Compounder
Market Cap:44.71M
ℹ️
Reward Rating
62
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
38
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UNBK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is United National Bank?

United National Bank offers various banking products and services in the Grady County.

UNBK · Verdict

Solid reward · moderate risk

UNBK stands out on volatility and profitability, but watch the balance sheet signal.

Based on 88% data coverage

UNBK · Verdict

What’s working & what to watch

Strengths 4

  • Volatility95/100

    Top decile vs peers

  • Profitability72/100

    21% net margin · 0% ROE

  • Cash flow70/100

    22% free-cash-flow margin

  • Valuation66/100

    Above average

Watchouts 1

  • Balance sheet44/100

    Interest covered 1.0×

Model-based scoring. For information only — not financial advice.

What is United National Bank?

United National Bank offers various banking products and services in the Grady County. The company offers checking and savings accounts; credit cards; individual retirement accounts and certificates of deposits; business and merchant accounts; mortgage loans; direct deposit and SMS guardian services; and safe deposit boxes. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 44.71M, and a P/E ratio of 10.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (62)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap44.71M
P/E Ratio10.0634
Dividend YieldN/A
52 Week High64.445
52 Week Low45.3818
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding805K
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
BetaN/A
CurrencyUSD