Unicaja Banco S.A(UNJCF)
USD --+0.00%
Reward64Moderate
Risk33Moderate
📊75%Data
Strong 32% profit margin
UNJCF
+0.0 · +0.00%
USD · PINK
Unicaja Banco S.A | Financial Services
Quality Compounder
Market Cap:8.38Bn
ℹ️
Reward Rating
64
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
33
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UNJCF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Unicaja Banco S.A?

engages in the retail banking business in Spain.

UNJCF · Verdict

Solid reward · moderate risk

UNJCF scores well on profitability and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

UNJCF · Verdict

What’s working & what to watch

Strengths 4

  • Profitability80/100

    24% net margin · 9% ROE

  • Volatility80/100

    Top decile vs peers

  • Growth72/100

    Rev +10.9% CAGR · earnings +31.5%

  • Cash flow70/100

    24% net margin

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Unicaja Banco S.A?

engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultural, and life insurance products. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 8.38B, and a P/E ratio of 10.5x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (64)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap8.38B
P/E Ratio10.5172
Dividend YieldN/A
52 Week High3.05
52 Week Low1.561
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding3B
No. of Employees7,502
IndustryBanks - Regional
ExchangePINK
Beta0.366
CurrencyUSD · Reports in EUR