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Equity
United Tennessee Bankshares Inc(UNTN)
USD --+0.00%
Reward45Moderate
Risk40Moderate
📊75%Data
Strong 25% profit margin · Revenue growing 38% YoY
UNTN
+0.0 · +0.00%
USD · OTCQB
United Tennessee Bankshares Inc | Financial Services
Deep Value
Market Cap:17.56M
ℹ️
Reward Rating
45
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
40
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UNTN to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is United Tennessee Bankshares Inc?

operates as the holding company for Newport Federal Bank that provides various financial services to individuals and corporate customers.

UNTN · Verdict

Moderate reward · moderate risk

UNTN stands out on volatility and cash flow, but watch the growth signal.

Based on 88% data coverage

UNTN · Verdict

What’s working & what to watch

Strengths 4

  • Volatility75/100

    Above average

  • Cash flow74/100

    36% free-cash-flow margin

  • Profitability73/100

    19% net margin · 6% ROE

  • Valuation66/100

    Above average

Watchouts 1

  • Growth21/100

    Rev +1.6% CAGR · earnings -6.9%

Model-based scoring. For information only — not financial advice.

What is United Tennessee Bankshares Inc?

operates as the holding company for Newport Federal Bank that provides various financial services to individuals and corporate customers. The company accepts interest-bearing checking, savings, NOW, value checking, priority club checking, passbook savings, money market, and individual retirement accounts, as well as certificates of deposit. The company is listed on the OTCQB in USA, operating in the Financial Services sector, with a market capitalisation of 17.56M, and a P/E ratio of 10.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (45)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap17.56M
P/E Ratio10.3407
Dividend YieldN/A
52 Week High23.51
52 Week Low16.1608
Last AnnualDecember
IPO Date1/5/1998
IncorporatedUSA
Shares Outstanding740K
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQB
Beta-0.289
CurrencyUSD
Websitewww.newportfederalbank.com
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