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Equity
Unity Bancorp Inc(UNTY)
USD --+0.00%
Reward74High
Risk44Moderate
📊75%Data
Strong 45% profit margin · Revenue growing 22% YoY
UNTY
+0.0 · +0.00%
USD · NASDAQ
Unity Bancorp Inc | Financial Services
Quality Compounder
Market Cap:534.00M
ℹ️
Reward Rating
74
High
Top 10% (model universe)
75% data coverage
ℹ️
Risk Rating
44
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UNTY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $65.00.

What is Unity Bancorp Inc?

operates as the bank holding company for Unity Bank that provides commercial and retail banking services.

UNTY · Verdict

Strong reward · moderate risk

UNTY stands out on valuation and growth, but watch the balance sheet signal.

Based on 88% data coverage

UNTY · Verdict

What’s working & what to watch

Strengths 5

  • Valuation89/100

    P/E 8.4× · PEG 0.70

  • Growth81/100

    Rev +20.3% CAGR · earnings +14.6%

  • Profitability81/100

    31% net margin · 18% ROE

  • Cash flow66/100

    25% free-cash-flow margin

  • Volatility65/100

    Above average

Watchouts 1

  • Balance sheet43/100

    Net debt/EBITDA 0.7×

Model-based scoring. For information only — not financial advice.

What is Unity Bancorp Inc?

operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, and retirement accounts, as well as time and noninterest and interest-bearing demand deposits. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 534.00M, and a P/E ratio of 9.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (74)

The scoring profile indicates a strong reward potential, driven primarily by valuation and growth. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap534.00M
P/E Ratio9.381
Dividend Yield1.09%
52 Week High57.3
52 Week Low36.3245
Last AnnualDecember
IPO Date1/20/1997
IncorporatedUSA
Shares Outstanding10M
No. of Employees242
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.665
CurrencyUSD
Websitewww.unitybank.com
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