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Equity
US Century Bank(USCB)
USD --+0.00%
Reward70High
Risk45Moderate
📊75%Data
Strong 30% profit margin · 2.1% dividend yield · Revenue down 20% YoY
USCB
+0.0 · +0.00%
USD · NASDAQ
US Century Bank | Financial Services
Quality Compounder
Market Cap:343.35M
ℹ️
Reward Rating
70
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
45
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on USCB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $21.55.

What is US Century Bank?

operates as the bank holding company for U.

USCB · Verdict

Strong reward · moderate risk

USCB stands out on valuation and volatility, but watch the balance sheet signal.

Based on 88% data coverage

USCB · Verdict

What’s working & what to watch

Strengths 4

  • Valuation82/100

    P/E 11.5× · PEG 1.08

  • Volatility80/100

    Top decile vs peers

  • Growth75/100

    Rev +25.9% CAGR · earnings +9.0%

  • Profitability75/100

    17% net margin · 12% ROE

Watchouts 1

  • Balance sheet39/100

    Interest covered 0.6×

Model-based scoring. For information only — not financial advice.

What is US Century Bank?

operates as the bank holding company for U. Century Bank that provides various personal and business banking products and services in the United States. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 343.35M, and a P/E ratio of 12.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (70)

The scoring profile indicates a strong reward potential, driven primarily by valuation and growth. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap343.35M
P/E Ratio12.0573
Dividend Yield2.05%
52 Week High20.6534
52 Week Low15.0316
Last AnnualDecember
IPO Date7/23/2021
IncorporatedUSA
Shares Outstanding18M
No. of Employees204
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.595
CurrencyUSD
Websitewww.uscentury.com
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