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Equity
Usio Inc(USIO)
USD --+0.00%
Reward55Moderate
Risk46Moderate
📊75%Data
Thin -0% profit margin
USIO
+0.0 · +0.00%
USD · NASDAQ
Usio Inc | Technology
Profitless Growth
Market Cap:36.87M
ℹ️
Reward Rating
55
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
46
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on USIO to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $5.13.

What is Usio Inc?

, together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States.

USIO · Verdict

Solid reward · moderate risk

USIO stands out on balance sheet and growth, but watch the profitability signal.

Based on 88% data coverage

USIO · Verdict

What’s working & what to watch

Strengths 2

  • Balance sheet79/100

    Interest covered 13.6×

  • Growth68/100

    Revenue +10.2% CAGR

Watchouts 2

  • Profitability30/100

    4% net margin · -2% ROE

  • Volatility35/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Usio Inc?

, together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. The company is listed on the NASDAQ in USA, operating in the Technology sector, with a market capitalisation of 36.87M.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (55)

The scoring profile indicates moderate reward potential, with growth and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap36.87M
P/E RatioN/A
Dividend YieldN/A
52 Week High2.0195
52 Week Low1.24
Last AnnualDecember
IPO Date1/2/2001
IncorporatedUSA
Shares Outstanding27M
No. of Employees107
IndustrySoftware - Infrastructure
ExchangeNASDAQ
Beta1.289
CurrencyUSD
Websiteusio.com
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